Average Settlement Time for Car Accident Cases in 2025
We analyzed average settlement times for car accidents in 2025 to create a report on how long victims can typically expect the process to take. Our research found that most settlements occur within 12 to 36 months (1–3 years), though timelines can vary significantly based on factors like accident type, injury severity, and fault.
We’ve organized the data to provide clear, practical insights for car accident victims across the U.S.
This report includes data on the:
- Average Car Accident Settlement Time By Accident Type
- Average Car Accident Settlement Time By Injuries Sustained
- Average Car Accident Settlement Time by Fault
Disclosure: The settlement time frames and case outcome information provided on this website are for general informational purposes only. All data has been compiled from publicly available sources, industry research, and third-party reporting. This information is not based on the outcomes of cases handled by our firm and should not be interpreted as a promise or guarantee of any specific result in your case.
Average Car Accident Settlement Time by Accident Type
The following table breaks down the most common car accident types and compiles the impact that the accident type has on the average settlement time for each case:
| Accident Type | Accident Severity | Average Settlement Time (Months) |
|---|---|---|
| Parking Lot Accidents | Low | 6–12 Months |
| Sideswipe | Low to Moderate | 12–24 Months |
| Rear-End Collisions | Moderate | 12–24 Months |
| Single Car Accidents (speeding, loss of control, weather) | Varies (Low to Very High) | 24–36 Months |
| Side-Impact Collisions (T-Bone Accidents) | Very High | 24–36 Months |
| Head-On Collisions | Extremely High | 24–36+ Months |
The data shows that more severe accidents generally lead to longer settlement timelines.
We also found a strong correlation between the seriousness of the injuries sustained and the time it takes to reach a settlement; cases involving significant injuries tend to take much longer to resolve.
Average Car Accident Settlement Time by Injuries Sustained
The following table breaks down the most common injuries sustained in car accidents and compiles the impact that each has on the average settlement time for these cases:
| Injury Type | Average Settlement Time (Months) |
|---|---|
| Burns, Cuts & Lacerations | 6–12 Months |
| Soft Tissue Injuries (damage to muscles, ligaments or tendons) | 12–18 Months |
| Broken Bones | 12–24 Months |
| Amputation | 24–36 Months |
| Traumatic Brain Injury | 24–36 Months |
| Spinal Cord Injuries | 36 Months+ |
Similar to accident type, there’s a direct correlation between how severe the injuries are that have been sustained from the car accident and how long it takes for a settlement to be received. We believe this is due to the complicated nature of these cases, with a far higher percentage of cases for severe injuries being sent to trial (which can take an extremely long amount of time, depending on your individual state or city).
Average Car Accident Settlement Time by Fault
In addition to accident type and injury severity, fault plays a major role in how long a settlement takes. When liability isn’t clear, the case often requires further investigation, and sometimes a trial, which can significantly delay the process.
This is evident as seen in the data in the table below:
| Fault | Description | Average Settlement Time (Months) |
|---|---|---|
| No-Fault State | Each individual’s insurance covers their own damages | 6–12 Months |
| Clear Fault | Evidence clearly proves which driver is at fault for the accident | 6–12 Months |
| Shared Fault | Both individuals are partially responsible (either 50/50, 60/40, etc.) | 12–24 Months |
| Disputed Fault | Parties are in disagreement about who is at fault and there’s no evidence available to prove either way | 24–36 Months |
| Trial Required to Determine Fault | Both parties can’t agree on fault and trial is required in order to determine liability | 36 Months+ |
Top Legal Representation for Car Accident Victims
It’s important to choose a lawyer who’s both passionate and understanding, but arguably more important is a highly experienced lawyer. Eric Richman, Esq. knows the complexity of car accident cases and will ensure that your case is handled efficiently and with care.
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Call us at (800) 801-9655 or request a free consultation online.