Average Premises Liability Settlement Amounts in 2025
We analyzed average settlement amounts for premises liability cases in 2025 to create a dataset based on key factors such as injury severity, property type, and liability strength.
In the U.S., premises liability settlements in 2025 ranged from $10,000 to over $2 million, depending on several variables. The most influential include the severity of injuries sustained, the type of property where the incident occurred, and how clearly liability can be established. Settlement amounts can vary significantly depending on these and other circumstances.
This report includes data on:
- Average Premises Liability Settlement by Injury Severity
- Average Premises Liability Settlement by Property Type
- Average Premises Liability Settlement by Liability Strength
Disclosure: The settlement ranges and case outcome information provided on this website are for general informational purposes only. All data has been compiled from publicly available sources, industry research, and third-party reporting. This information is not based on the outcomes of cases handled by our firm and should not be interpreted as a promise or guarantee of any specific result in your case.
Average Premises Liability Settlement by Injury Severity
The following table breaks down the most common injury types in premises liability cases and compiles the average settlement amount for each, based on the severity and long-term impact of the injuries sustained.
| Injury Severity | Examples | National Average Settlement Amount |
|---|---|---|
| Minor Injuries | Sprains, bruises, minor cuts, soft tissue injuries | $10,000 – $50,000 |
| Moderate Injuries | Fractures requiring surgery, torn ligaments, extensive PT | $75,000 – $500,000 |
| Severe Injuries | Spinal cord injuries, traumatic brain injuries, permanent disabilities | $500,000 – $2,000,000+ |
| Catastrophic Injuries | Paralysis, severe brain trauma, wrongful death | $1,000,000 – $5,000,000+ |
The data shows that more severe injuries lead to significantly higher settlement amounts. Research indicates that traumatic brain injuries command settlements exceeding $500,000, while spinal cord injuries average $700,000 to $5,000,000 due to lifetime care needs and lost earning capacity.
Average Premises Liability Settlement by Property Type
The following table breaks down different property types where premises liability incidents occur and how property classification impacts settlement amounts based on safety standards and insurance coverage limits.
| Property Type | Safety Standards | National Average Settlement Amount |
|---|---|---|
| Residential Properties | Basic maintenance requirements | $25,000 – $200,000 |
| Commercial Properties | Strict safety codes and regulations | $100,000 – $1,500,000 |
| Government Properties | Municipal liability and oversight | $150,000 – $2,000,000+ |
| High-Risk Venues | Swimming pools, construction sites, amusement facilities | $200,000 – $3,000,000+ |
Commercial and government properties typically result in higher settlements due to stricter safety standards and higher insurance coverage limits. 95% of premises liability claims are resolved through settlements from property owner insurance companies rather than going to trial.
Average Premises Liability Settlement by Liability Strength
Beyond injury severity and property type, the strength of liability evidence plays a crucial role in settlement amounts. Clear documentation and evidence of property owner negligence significantly impact case outcomes.
| Liability Strength | Description | Average Settlement Amount |
|---|---|---|
| Clear & Documented Liability | Video evidence; building code violations; prior incident reports; maintenance record gaps | $200,000 – $2,000,000+ |
| Strong Liability Evidence | Witness testimony; expert opinions; safety violation documentation | $100,000 – $500,000 |
| Disputed Liability | Conflicting accounts; comparative fault issues; “open and obvious” hazard claims | $25,000 – $150,000 |
| Weak Liability | Limited evidence; strong maintenance records; significant plaintiff fault | $10,000 – $50,000 |
Research shows that premises liability cases have a 61% defense success rate when they go to trial, making strong liability evidence crucial for favorable settlements. Cases with clear liability documentation avoid the uncertainties of trial and often result in higher settlement amounts.
Top Legal Representation for Premises Liability Victims
The Law Offices of Eric Richman has over 20 years of experience in personal injury law, with extensive expertise in premises liability cases throughout New York State.
Research shows that experienced premises liability attorneys secure settlements 40-60% higher than those achieved by unrepresented claimants, making professional representation essential for maximizing recovery. We understand the complexities of proving property owner negligence and have recovered millions of dollars for clients injured due to unsafe property conditions.
Our comprehensive approach includes thorough investigation, expert testimony, and aggressive negotiation with insurance companies.
Call us at (800) 801-9655 or request a free consultation online.