Average Settlement Amount for Non-Injury Car Accidents: 2025 Data

Our team studied car accident data to determine what the average settlement amounts are for non-injury car accidents throughout the United States in 2025. The average settlement amount for car accidents that don’t involve an injury typically ranges from $10,000 to $25,000. 

The factors with the greatest influence on the settlement amounts include the severity of the damage, value of the vehicle, and liability of the accident; however, many other factors can impact the settlements, as well. 

To provide clear insight, we’ve broken down the average settlement amounts based on:

Disclosure: The settlement ranges and case outcome information provided on this website are for general informational purposes only. All data has been compiled from publicly available sources, industry research, and third-party reporting. This information is not based on the outcomes of cases handled by our firm and should not be interpreted as a promise or guarantee of any specific result in your case.

Average Settlement Amounts by Damage Severity

The factor that ultimately has the greatest impact on settlements for non-injury car accidents is the severity of damage to the vehicle caused by the accident. 

The following table breaks down some of the most common damages that can be sustained from a non-injury car accident. To help provide even deeper insight, we categorized those damage types based on the severity and provided the average settlement amount for each.

Damages Sustained Severity of Damages Average Settlement Amount
Scratches & Dents, Mirror Damage, Broken Headlights or Turn Signals Mild Damage $0 – $5,000
Bumper Damage, Hood or Trunk Misalignment, Wheel & Tire Damage Moderate Damage $5,000 – $15,000
Suspension or Alignment Issues, Radiator or A/C Condenser Damage Severe Damage $10,000 – $20,000
Frame & Structural Damage Critical Damage $15,000 – $25,000+

Based on the data collected and reported above, the greater the severity of the vehicle damages sustained, the higher the average settlement amount can be.

It’s important to remember that sometimes damages that are usually considered mild or moderate can sometimes lead to more damage than typically expected. While something like bumper damage may look minor, there can be deeper damage that can cause issues with sensors and tech that’s embedded in the bumper, leading to high repair costs. 

In addition to the damage that the accident caused, the value of the vehicle can also be a factor in what you can expect to see from the average settlement amounts for these types of cases.

Average Settlement Amounts by Vehicle Value

The following table breaks down some common ranges of vehicle value and what impact the cost of the vehicle has on the average settlement amount for a non-injury car accident case:

Vehicle Value Considerations Average Settlement Amount
Under $5,000 Old or high-mileage vehicles are at a higher risk of being a total loss, meaning your settlement would cap at the ACV (actual cash value) $0 – $5,000
$5,000 – $10,000 Repairs are possible, but still at a higher risk for being a total loss if the damage is extensive $2,000 – $7,500
$10,000 – $20,000 These are usually older model vehicles, but well-maintained. More likely to be able to be repaired $5,000 – $15,000
$20,000 – $30,000 New or premium vehicles. More expensive repair costs (or part costs) can lead to higher settlement amounts to cover the cost to repair $8,000 – $20,000
$30,000+ Luxury or high-end/high-tech vehicles. Settlements may cover high-end repair shop costs, more expensive parts, specialty labor, etc. $15,000 – $30,000+

As you can see based on the data provided above, higher vehicle values will ultimately lead to higher settlement amounts, in most cases, in order to effectively cover the costs of repair.

Average Settlement Amounts by Liability

Finally, we studied the impact that the liability of the accident has on the average settlement amounts, and found that there’s a strong correlation. As you’ll see below, liability is an extremely important factor, with higher average settlements for full liability accidents compared to shared and no liability car accidents.

Liability Description Average Settlement Amount
Full Liability The other driver is 100% at fault $15,000 – $30,000+
Shared Liability (50/50) Both drivers are equally at fault $10,000 – $20,000
Shared Liability (70/30) Both drivers are partially at fault, with the other party being 70% responsible $2,500 – $7,500
Other Driver Not at Fault You are 100% at fault $0

Important Consideration: It’s important to keep in mind that state laws matter when it comes to car accident liability. Each state has different laws regarding car accident liability, which fall under one of these three tiers:

  • Pure Comparative Negligence: You can be 99% at fault for the accident, and still recover 1% of the damages 
  • Modified Comparative Negligence: You must be less than 50-51% at fault for the accident in order to recover anything. 
  • Contributory Negligence: If you’re even 1% at fault, you can not recover any damages. 

This will play a big role in how much you’ll be entitled to in a settlement, if anything at all, depending on what state you live in and who’s at fault for the accident. 

New York, for example, follows a comparative negligence standard, meaning that each party can be assigned a percentage of fault (which ultimately reduces your compensation by your share of the fault).

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